Well, I don't think I'll be able to keep up with payments and insurance. I love this car to death, but I won't let it take me down. I just got her no more then 5 months ago. But I'm on disabilty now. And I also have to take care of a small family. So this owner may no longer be an owner after all. Any ideas? Think I should get rid of her? Payments are at about $421.30 Insurance well I'll put it to you like this I'm 19 I live in NJ and I have 2 points on my licence. you try to figure out what my quote was.