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Discussion Starter · #1 ·
Now that everyone agrees that the bumper and brace removal will get your insurance canceled , cause more damage in a frontal impact of 45mph or more and cause the entire front end to fall off . Does this mean we will be re-imbursed by AGP and others for selling us a dangerous part that effects the integrity of the car. :hm?:

How many with large FMIC's or going to remove them and sell them for $50.00 if were lucky??

The whole damn car is dangerous much less the front end ,what about the doors there as thin and about as safe as standing in front of a 18 wheeler with a piece of cardboard in front of you.

Insurance Cos are getting a hefty premium from all of us , they know your not driving a sedan like grandmas. As far as them not paying for the aftermarket parts , you kept the originals put them back on if they dont pay.I think you will find they will only pay for the originals in price and they probally cost more than the aftermarket pieces anyway.

The way we drive these little beasts it most likely wont make any difference in the survival rate anyway.

To end this if any one wants my AGP Fmic send $785.00 :ninernine
 

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Catman said:
Now that everyone agrees that the bumper and brace removal will get your insurance canceled , cause more damage in a frontal impact of 45mph or more and cause the entire front end to fall off . Does this mean we will be re-imbursed by AGP and others for selling us a dangerous part that effects the integrity of the car. :hm?:
the vast majority of aftermarket parts on the market today are sold for "offroad use only". Especially a part that requires removal of the front crash beam. Did you not think about any of these things before you purchased your AGP? The past few days there have been several threads stating how dangerous it is to remove your front crash beam. Maybe it's just me, but i thought all those threads were just stating the obvious. Oh, and i wouldn't sit by the phone waiting for any type of reinbursement phone call if i were you. :grimrippe
 

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Catman said:
You Think !!!!! :huh:
:frogtongu haha, i was a little confused by what you said. first i thought u would want to buy a large FMIC from someone who thought it was unsafe and trying to sell it for 50 bucks. But then it sounded like you are trying to sell your large FMIC, for full price? i dunno. i'm tired and confused. :deadcow:
 

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Discussion Starter · #5 ·
OK Ill sell it for $7.85 but no warranty on the collapse of the front end or more damage in a 5 mph impact. :deathsent
 

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catman,

you make a great point. perhaps, before i purchase products, i should do my homework and decide whether or not the product suits my needs/goals...

this is a concept i've never heard or or learned about, and it intrigues me.
 

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as a police office said once in an interview on TV....its not illegal for aftermarket companies to sell the products but illegal for us to insall it and run it on the streets
 

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Catman, How will using a FMIC get your insurance canceled? I'm not a proponent of the large FMIC (yet), and even I wouldn't say something that irresponsible....

Let me guess, you bought one, the car didn't instantly dip into the 12's, and now you're looking for a reason to get your money back so you can buy the next 'big thing'....

Some people should stick to 'tuning' their "X-Mods"...

Dake
 

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I will buy the FMIC for $7.85.....whats the paypal account?? Heck I will drive there to get it. Just let me know when you want to meet up....I will drive to get it.
 

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I THINK he's being a smart ass about the discussion about the bumper beam removal thing. Also about safety of the car in general. I'm not going to comment on that until I know for sure.

The insurance thing is like the warranty thing. %100 of YOUR personal experience will be decided by whomever looks at it for the insurance company, just like if your dealer has no issue with mods, you'll be fine.

These basic facts remain.

Removing the beam affects the structure of the car, how much is impossible to say.

Removing the beam COULD affect your insurance, just as mods COULD affect your warranty. If you have a stock beam, just like mods, no issue.
 

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glhs837 said:
I THINK he's being a smart ass about the discussion about the bumper beam removal thing. Also about safety of the car in general. I'm not going to comment on that until I know for sure.

The insurance thing is like the warranty thing. %100 of YOUR personal experience will be decided by whomever looks at it for the insurance company, just like if your dealer has no issue with mods, you'll be fine.

These basic facts remain.

Removing the beam affects the structure of the car, how much is impossible to say.

Removing the beam COULD affect your insurance, just as mods COULD affect your warranty. If you have a stock beam, just like mods, no issue.

I have to agree totally with those comments. Also its just like anything withthe insurance company. Say you have a full body kit on your car. You get in a wreck and get it inspected by insurance company. They have every right to not give you money for the body kit mods. Since your body kit is not authorized by the insurance company they dont have to give you money for the aftermarket parts. They can use any excuse they want to only give you what they want. So bottom line what I am trying to say is with that FMIC and the removal of the front beam if its not inspected AFTER the installation of the FMIC then your pretty much screwed on insurance if you get in a wreck. Like said it all depends on the insurance person doing the inspection. If you can prove to them the FMIC is more durable than the stock one then your ok for insurance purposes if you do in fact get in a wreck your fault or not. IF the insurance guy/gal is smart enough to know there was a bumper bar there then you are screwed cause your removing stock impact parts. If they dont notice and you can convince the aftermarket FMIC is better your home free.
 

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glhs837 said:
I THINK he's being a smart ass about the discussion about the bumper beam removal thing. Also about safety of the car in general. I'm not going to comment on that until I know for sure.

The insurance thing is like the warranty thing. %100 of YOUR personal experience will be decided by whomever looks at it for the insurance company, just like if your dealer has no issue with mods, you'll be fine.

These basic facts remain.

Removing the beam affects the structure of the car, how much is impossible to say.

Removing the beam COULD affect your insurance, just as mods COULD affect your warranty. If you have a stock beam, just like mods, no issue.
In most states it is ILLEGAL to drive without a bumper. :eveilgrin not bumper cover, but BUMPER.
Case closed, you lost.(not you Bill)
 

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why the hell would the big front mount intercooler companies refund. it says right on there bumper crashbar needs to be removed. *****CRASHBAR*******
my intercooler is staying on my car, the whole thread was posted so that people would at leats reinforce their front ends with something even if its not going to hold up as well as the stock one
 

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Catman said:
Now that everyone agrees that the bumper and brace removal will get your insurance canceled , cause more damage in a frontal impact of 45mph or more and cause the entire front end to fall off . Does this mean we will be re-imbursed by AGP and others for selling us a dangerous part that effects the integrity of the car. :hm?:

How many with large FMIC's or going to remove them and sell them for $50.00 if were lucky??

The whole damn car is dangerous much less the front end ,what about the doors there as thin and about as safe as standing in front of a 18 wheeler with a piece of cardboard in front of you.

Insurance Cos are getting a hefty premium from all of us , they know your not driving a sedan like grandmas. As far as them not paying for the aftermarket parts , you kept the originals put them back on if they dont pay.I think you will find they will only pay for the originals in price and they probally cost more than the aftermarket pieces anyway.

The way we drive these little beasts it most likely wont make any difference in the survival rate anyway.

To end this if any one wants my AGP Fmic send $785.00 :ninernine
You are a fucking retard.
 

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Discussion Starter · #15 ·
Opinions are as diversified as the people on this site. The whole thread was started to prove a :soap: point. Everything I said was tongue in cheek .

I still believe that the SRT in a bad accident or a high speed accident front , rear or side impact that there is not much hope of no major injury or death to the occupants so it doesnt really make any difference about the FMIC or the brace.That is what I was saying.

I dont think many of us bought the SRT with safety in mind.

I do have a AGP FMIC and if I have a wreck and damage it ,I dont expect the Insurance Co. to pay except what came on the car.
I am an Insurance Adjuster and have handled this type of claim for years and most people realize that they owe you for what came on the car.So you get a factory fmic or in my case I just bring them the original and have them put it back on ,(no expense to the insurance co)

If you have your factory radio changed out and put some high dollar radio in and it gets stolen the insurance co is still going to pay you for what came on the car.

So buy you a big fmic i dont believe in the big picture that brace will save you much in injury or money to the ins. co ,hell you could hit somebody at 6mph and it will still probally do $5000 dollars damage bar or no bar. :rockondud
 

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If you have your factory radio changed out and put some high dollar radio in and it gets stolen the insurance co is still going to pay you for what came on the car.
haha. i just recently had my stuff fucked up in my other car. I had a 7" indash LCD screen and a Panasonic DVD Player. I also had to buy a different dash and mounting brackets to convert from single din to a double din. I got reimbersed for it all. :hi: That includes the audio/video equipment and the dash parts i bought also.

i even told the ins agent i still had all the stock pieces. actually before she could even looked at the car i had all the stock pieces back in so i could listen to music. (cant go without it) She said just put everything back the way it was so she can examine it. So i did and she reimbursed me for the lost property.
 

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My sisters car had a different cd player in it that was stolen recently. The insurance company replaced it since she had a receipt for it.
 
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