[supershanefx]

I was wondering how I can get my car insurance to cover my body kit? or cover my other mods too? I have State farm right now.

 

[Slow5OH]

I don't get what you're asking? Did you get into an accident and are having trouble getting them to insure your body kit?

-faast

 

[Slow-97Cougar]

It will make your insurance go up but I think you can.

 

[noTe]

It will make your insurance go up but I think you can.

Correct, save your receipts.

 

[Satellite]

Just make sure they know about it...probably will make your premium go up...

 

[sarrett]

that is a funny question, goto honda forums and ask.

 

[juicyjay504]

For my 2000 neon my front of my old kit got smashed and insurance covered it. I have since went to polyurethane. All I did was get a quote from a body shop on the damage and then tell the insurance company you got a quote already and then the shop faxed it to insurance. So in all reality my insurance company didnt really know they bought me a new after market front.

 

[Undertaker]

Insurance will cover the body kit. They did for my 2000 SI when some rearended me.

But for sure, go polyurethane. Fiberglass is terrible, especially in colder climates.

 

[bannanasrfun]

wings west is the best for poly urathane they fit like a glove you dont have to tweek them at all :grimrippe

 

[TwiztedNeon]

Your insurance should cover it. They will replace whatever was damaged, aftermarket or factory. They did on my 95 neon twice.

 

[ayat108]

consult the terms and conditions of YOUR insurance policy. there are policies that will NOT cover such things. read your own policy. everyone that posted here does not have YOUR policy.

 

[Wheat_Burner]

Correct, save your receipts.

I have State Farm also, and have been friends with my agent for 15 years.
He says the same...save your receipts!

 

[dj-anakin]

pretty much, if it's not stock, and you don't pay extra for it, they aren't gonna cover it.

 

[kaminari_neon]

my insurance company cancelled my insurance policy because i had a body kit...they would not cover any car with body kits....if its not stock its not covered

 

[Seclipse]

yes they will cover it its called "Aftermarket protection" they come and appraise your car and will rase your rates accordingly. i had it on my sebring and i'm glad i did because a 1999 sebring with 75k miles ok it books for around 8 grand and when i water locked the motor it got totaled out and my after market insurance brought the value of the car up to 16300. and i even had 1 week to take everything off the car and put the factory back on... and then i got my SRT4...went form all show and no go to all go and f*ck show so you need to call them and set up a time for them to come appraise the car have all recepts(or prin tout from internet of value of item) and CLEAN THE CAR HEAD TO TOE! the cleaner it looks the more expensive it looks. they will cover everything from engine upgrades to body kits including custom paint and body work.......damn thats novel......

 

[Bin4ry]

you have to add it to your policy as "additional items" and pay more for it.