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I've never had LowJack, but I think you get a bigger insurance discount over a regular alarm. I'd talk to the insurance company first. Just my opinion, but I was never happy about the police knowing where I was all the time or where I was driving to. I'm not saying I do anything illegal, I just don't like the whole "Big Brother" thing.
 

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My dad has a 2002 Ford F350 with the factory remote start/security group and he gets the best discount for an alarm system from out insurance and we have Liberty Mutual.
 
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