Hey guys. I'm an 18 year old guy from Washington state. I've been planning to buy an SRT-4 for quite some time. I should have enough saved up by the end of this year (October/November/etc). I plan on making a large downpayment ($10,000 or more). My biggest problem is with the insurance companies. I've gone to the websites and gotten free quotes from companies like Progressive and Geico. Unfortunately the results have come back VERY bad. The quoted price is right around $700 or $800 a MONTH. Anyone who knows anything about cars and insurance prices knows that, that kind of monthly payment is MORE than rediculous. The worst part for me is even when I try to quote under my parents plan they still say around $700 or $800. I just don't understand why it's so expensive. Not only that but I've personally talked to a couple other board members who are right around my age or younger who say that they've gotten price quotes of around $150 to $250 under their parents plan. So WHY is mine $800...even under a parents plan? It doesn't make any sense to me. So that's my situation. Now I ask for your help!
What can I do? $800 is NOT right. Why is my insurance quotes so much higher than other people around my age (btw, I have a CLEAN driving record). Does anyone have any ideas on how I could get this price lowered? Also does anyone know of any better insurance companies that are cheaper than Progressive and Geico?
If I can't get the $800 monthly price tag SEVERELY decreased (priced no higher than $300 a month), then sadly to say, I'm not gonna be able to buy the car that I TRULY want to buy. If there's no way to lower the price of insurances, does anyone have any other suggestions for cars that are cheaper than the SRT-4 and that would be much easier on insurance prices? (something fun to drive that's not too bad on gas, etc).
Thanks to anyone who can help me out
What can I do? $800 is NOT right. Why is my insurance quotes so much higher than other people around my age (btw, I have a CLEAN driving record). Does anyone have any ideas on how I could get this price lowered? Also does anyone know of any better insurance companies that are cheaper than Progressive and Geico?
If I can't get the $800 monthly price tag SEVERELY decreased (priced no higher than $300 a month), then sadly to say, I'm not gonna be able to buy the car that I TRULY want to buy. If there's no way to lower the price of insurances, does anyone have any other suggestions for cars that are cheaper than the SRT-4 and that would be much easier on insurance prices? (something fun to drive that's not too bad on gas, etc).
Thanks to anyone who can help me out