Overdraft fee's=BUL*SH** - SRT Forums

tinctorus · 11-05-2009, 08:44 PM

I hate the overdraft fee's at the bank
I know I should watch my account balance but it isnt always up to date even when you check it online
anyways my buddy works at wachovia and he said 2 things that I thought were interesting
1 he said they will not charge you the god damned 35 dollar overdraft fee anymore if the transaction the made you overdraft is UNDER 10 dollars which I thought was kinda cool
AND
2 Wachovia made get this....2 BILLION last year of of overdraft fee's they charged people

I never understood them charging the 35 bucks
I mean fuck if I dont have the money to cover the god damned transaction what makes you think im gonna have another 35 dollars to cover your fucking fee

Adionik · 11-05-2009, 08:45 PM

My stepmom incurred $500 worth of overdraft fees. That bitch is the dumbest bitch on the planet.

BLKDOUTSRT4 · 11-05-2009, 08:46 PM

this is why i have ace cash express account ...it can basically do everything a normal account can do...they are open later and more often and i get a text with my balance on my cell phone every single time its used shows what i spent and what is left....and PLUS i get paid on wed instead of fri with direct deposit...

tinctorus · 11-05-2009, 09:03 PM

I mean Im not bitching I know its my fault the account overdrafted in the first place
I just thought the whole 35 dollars for going say 10 cents over is fucking ridiculous
I mean why couldnt they just decline the charge?
To me atleast that would make more god damned sense than buying a fucking god damned 40 dollar snickers bar

uncommon© · 11-05-2009, 09:07 PM

*subscribed*

uncommon© · 11-05-2009, 09:07 PM

*unsubscribed*

tinctorus · 11-05-2009, 09:09 PM

Quote: Originally Posted by uncommon©

*unsubscribed*

call me tommorow dickface

**JPG** · 11-05-2009, 09:15 PM

lmfao @ overdraft fees.

just save some mone yand keep 500 in there as a buffer. if i have less than 500 in my account im broke.

oh, and i once racked up a -2000 dollar ballance including fees and spending when i was deployed to nicaragua. hookers and a vip room get expensive when you basicly stay there for 3 strait nights.

jdbeier38 · 11-05-2009, 09:28 PM

You be broke ***** ... overdraft fee's are for poor people.

I just paid $800 on a bill with a minimum payment of $40 for the fun of it rofl Just to get out of debt quicker

**JPG** · 11-05-2009, 09:31 PM

Quote: Originally Posted by jdbeier38

You be broke ***** ... overdraft fee's are for poor people.

I just paid $800 on a bill with a minimum payment of $40 for the fun of it rofl Just to get out of debt quicker

good deal. if u can afford to do that its a good feeling to be able to just drop the cash to pay shti off.

jdbeier38 · 11-05-2009, 09:34 PM

Quote: Originally Posted by JPG

good deal. if u can afford to do that its a good feeling to be able to just drop the cash to pay shti off.

Exactly ... there's so much shit I could have done with that $800 but to know that I'm that much closer to my goal is even more enjoyable. I should have my debts completely gone by march then trade the srt in finally. THEN I could have the new car paid off within a year and a half.

**JPG** · 11-05-2009, 09:37 PM

Quote: Originally Posted by jdbeier38

Exactly ... there's so much shit I could have done with that $800 but to know that I'm that much closer to my goal is even more enjoyable. I should have my debts completely gone by march then trade the srt in finally. THEN I could have the new car paid off within a year and a half.

why dont you just sell the srt and then buy a decent used car and not have a car payment for a while? then u can stack a bunch of cash, and having a huge savings is better than having a pos warranty that will jew you any way they can.

tinctorus · 11-05-2009, 09:45 PM

Well it was never a problem until I lost my job and was outta work for 6 months right when I got married and then my wife had lost her teaching job of 17 years when they laid off a bunch of teachers in florida
We are just starting to get caught back up

jdbeier38 · 11-05-2009, 09:53 PM

Quote: Originally Posted by JPG

why dont you just sell the srt and then buy a decent used car and not have a car payment for a while? then u can stack a bunch of cash, and having a huge savings is better than having a pos warranty that will jew you any way they can.

Meh I don't really care I want a warranty and goodness ... I know of 10 people off hand including my grandparents that own newer model impalas ... 30+ if you count older models and they're all fucking champs no real problems at all and thats exactly what im looking for ... i dont care if it goes 3023902mph i just want it to look halfway decent, be comfortable, have a decent sound system and be reliable.

Chevy warranty > ford/dodge warranty

i just took the work van in to ford for the 4th time in a week yesterday ... picked it back up today and they said nothing was wrong but in the paperwork it said they corrected a problem by "replacing a part that was forgotten when reassembling the vehicle" ... and even though it was their fault they tried to jew the fuck out of my boss and get her to pay for the time there even though she has a warranty ... fuck ford/dodge

M3LOVER · 11-05-2009, 09:57 PM

Quote: Originally Posted by Adionik

My stepmom incurred $500 worth of overdraft fees. That bitch is the dumbest bitch on the planet.

yeah but at least I bet she's fuckable... I mean come on, she's a stepmom