I dont know about gender but age has nothing to do with it. Insurance companies can not discriminate based on age but they can base your premium off of your experience.
You can get your license at what 15 and a half. So at 18 you only have 2 and a half years experience on the road (you are a risk). Now at 25 thats 9 and a half years experience. Much cheaper.
I do think they dicriminate against men when it comes to price though, but statistically MEN are more likly to drive drunk than woman and between 18-25 so they can make our shit cost more.
Duh I wanted Bin4ry to post that. But I think it's funny. Do insurance rates go up after you get to a certain age? Explain that one using the same logic!
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Quote: Originally Posted by bodizapha13
no, it was only a slight roll over which is alot like being kind of pregnant.
And Hector, in reference to CBD's vortex generators:
Quote: Originally Posted by Exhaust Depot
I had a couple on the aircrafts i worked on. It helped keep the boundry layer down on the wing to aid in lift. I dont think you really need it on a neon.
if i take out the bumper crash beam to put in a big IC... and get in a wreck, can they possibly say something about that?
also , what happens if i want to change the st. wheel in the longrun to a momo, which has no airbag? what can they do?
Removing an airbag in an airbag equipped vehicle is illegal.
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Black 2004 SRT4, bought Aug. 2004, sold in Dec. 2005. 13.7@106
Blue 2004 SRT4, bought Nov. 2008, sold June 2009. 12.9@107
I couldn't stay away,
Silver 2003 SRT4, bought Oct. 2009, maybe I'll keep this one?
Race car: 1990 Mitsubishi Eclipse GSX, caged, Built 2.3 Stroker, TRE Trans, 1150cc injectors, DSMlink, Garrett GT35r, JHracing manifold, Tial 44mm, Slowboy Fmic, Tein SS coilovers.
if i take out the bumper crash beam to put in a big IC... and get in a wreck, can they possibly say something about that?
also , what happens if i want to change the st. wheel in the longrun to a momo, which has no airbag? what can they do?
It's a crap shoot with the crash bar. If they really investigate, you're hosed. If not, you slide. The new steering wheel thing would only apply if you got hurt and either: the other company had to pay your medical bills and investigated or: you were hit by an uninsured motorist hit you, you put it in on your policy and your company investigates.
Duh I wanted Bin4ry to post that. But I think it's funny. Do insurance rates go up after you get to a certain age? Explain that one using the same logic!
my bad, chubz is almost absolutely right. You can be 40 and have 0 years of experience, thus making your rates comparable to a 16 year olds.
However, past the age of 70, they begin to surcharge you becuase of you age in general.
I dont know about gender but age has nothing to do with it. Insurance companies can not discriminate based on age but they can base your premium off of your experience.
You can get your license at what 15 and a half. So at 18 you only have 2 and a half years experience on the road (you are a risk). Now at 25 thats 9 and a half years experience. Much cheaper.
I do think they dicriminate against men when it comes to price though, but statistically MEN are more likly to drive drunk than woman and between 18-25 so they can make our shit cost more.
Men get in more accident than women. They basically take every insurance policy every written in thier company, and determine where they're getting the most claims. They then surcharge everyone that fits that profile so they continue to make a profit.
if I have one policy thru a certain company and my girlfriend has another policy thru a different company would it be possible for either one of us to be added to the other ones policy without having to be married? or would something like that vary from company to company. the basic idea is I want to try and save money in car insurance cause thats a huge bill for me every month.
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"Everyone's entitled to his own opinion. He is not entitled to his own facts" - Daniel Patrick Moynihan
if I have one policy thru a certain company and my girlfriend has another policy thru a different company would it be possible for either one of us to be added to the other ones policy without having to be married? or would something like that vary from company to company. the basic idea is I want to try and save money in car insurance cause thats a huge bill for me every month.
The majority of insurance companies will need you to share an address. This is not hard to do because they don't require proof, you just have to be prepared to have one or the other person's mail to go to the address you "share"
However, this will only qualify you for a multiple car discount. In order to get the married rate, you have to be married. It would be as simple as sharing the last name, as that is really the only thing they check for, unless they become suspicious and require a marriage certificate or something.
So turning 25 & seeing a big insurance drop is a myth??
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"Religion is like a prison for the seekers of wisdom"
There is a difference between religion and relationship.
The most important choice in life is where you go afterwards.....see RUgoinup's sig.
The majority of insurance companies will need you to share an address. This is not hard to do because they don't require proof, you just have to be prepared to have one or the other person's mail to go to the address you "share"
However, this will only qualify you for a multiple car discount. In order to get the married rate, you have to be married. It would be as simple as sharing the last name, as that is really the only thing they check for, unless they become suspicious and require a marriage certificate or something.
well the plan is for me and her to move in together soon so maybe then we should talk with our agents and see how the numbers look. any discount would be a great help, but thanx for the info!
Nope, the car doing straight has a number 1 on it and the car turning has a 2 on it. So I have to ask, if your turning through a highway ( some highways have streets off of them ) and you turn with plenty of time but the person going straight hits you, they are in the wrong? They have the right away, not the person turning. I must say I agree with you that Driver 1 is at fault, Drive 2 didn't have any skidmarks, where as Driver 1 left 7 feet of skidmarks on a wet road. Granted the drawings are an approximate from the officer, it's the only facts you have to base anything from.
I can't explain the legality of it but I JUST got into an accident like this. I was making a left hand turn and the car going straight hit me.
I was not at fault, my insurance company didnt pay a dime. My balls have been licked by her insurance company praying I dont sue.
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Disclaimer: All DaimlerChrysler employees, dealerships, service personnel or employees family, friends, or acquaintances: This Post or any other post by CHUBZ in no way constitutes an admission of tampering, modification, usage, or alteration of his/her SRT-4 in such a fashion as to void, deny or otherwise refuse service on any service contracts or warrantees. Dildo! My Space
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