In January 2008, I also received a letter from "Service Protection Program." Doing a little research, here is what I found.
The information provided on the company's letterhead is:
Service Protection Program
300 North Tucker
St. Louis, MO 63101
The address shown on the envelope provides another address:
10812 Ambassador Blvd.
St. Louis, MO 63132
The envelope address is identified through the AT&T online directory as Columbus Capital Partners LLC (tel. 314-692-8060), which appears to be the holding company for Service Protection Program. Eric Schaefer and Joseph (aka Joeseph and Joe) DiMartini are listed as principals of Columbus. These two men have also been identified as Eric J. Schaefer and Joseph Q. DiMartini.
The letter does not provide a local telephone number but provides several toll free numbers to call: 1-877-728-6040 plus Espanol 1-800-981-5097. Neither number shows up on the internet.
It is signed by one Robert Bentrup, whose name and home address appears in the St. Louis telephone directory.
Anecdotal internet reports indicate Service Protection Program is also known as Service Protection Plan and Service Protection Direct. The internet also reports that Service Protection Direct provides a toll free telephone number of 800-981-5095. This number shows up on several other internet auto forums.
The Better Business Bureau lists the company located at the North Tucker address as Service Protection Direct and classifies the company as "unsatisfactory."
A search of the online yellow pages for St. Louis, Missouri does not show any information for Service Protection Direct, Plan or Program.
The Missouri Attorney General Consumer Protection website contains 23 complaints against Service Protection Direct but nothing for the other two names, i.e., Plan and Program.
The Missouri Secretary of State (MSOS) website shows the below company name as a "fictitious name registration." (operating name of a company, as opposed to the legal name of the company):
Service Protection Direct
300 North Tucker, Suite 700
St. Louis, MO 63101
and it is 100 percent owned by:
TXEN Partners, LLC
8521 Maryland Avenue, Suite 101 (address as of 9/14/2007)
Saint Louis, MO 63105
Joseph DiMartini of the same address
TXEN Partners LLC does not show up on the internet. It does show up on the MSOS website as a separate entity, and one Eric Schaefer is listed as the "organizer."
The MSOS shows no record for Service Protection Program but Service Protection Plan is registered as a fictitious name owned by TXEN Partners, LLC and with the North Tucker address.
Online telephone directories show the Columbus at two addresses as follows:
Columbus Capital Partners LLC
8251 Maryland Avenue
Clayton, MO 63105
Tel. 314-863-1000
Columbus Capital Partners LLC
10812 Ambassador Boulevard
Saint Louis, MO 63132
Tel. 314-692-8060
The MSOS shows no record for Columbus Capital Partners LLC.
From the internet: Columbus Capital Partners LLC contact point is Eric Schaefer (aka Eric J. Schaefer), email address
eschaefer@ccpartner.com
The following indicators tell me this company has less than honorable intentions:
1. No company advertisement in the St. Louis yellow pages. This indicates it is not trying to attract business in the St. Louis area - or in Missouri.
2. Operating the same business under very similar but different names.
3. Numerous complaints filed with the Better Business Bureau and the Missouri Attorney General, and numerous anecdotal complaints/inquiries on the internet.
4. Does not appear to be complying with the Missouri Secretary of State registration requirements for businesses operating in the State of Missouri. All companies doing business in Missouri must be registered with the Missouri Secretary of State.
Conclusion: You will be taking a big gamble if you deal with this company.