Quote: Originally Posted by
goldnnght19 
dont think they will toal it out owe to much on it and damn they fixed keiths but we shall see
unfortunately, how much you owe on the car has no say. it goes off of the kelly blue book value of the car with the mileage on it. when it comes to totalling out, if the car blue books for less than what you owe on it, you have to make up the difference to the finance company out of pocket. if you have gap insurance, then the gap insurance covers that difference between what the insurance company gives you and what you actually owe on it. by the way, how did you wreck? glad to hear you are ok bro, but damn! you pull out in front of someone or something?
or does the insurance company appraise the car? i dont remember if it is kbb or an appraisal that they go off of? meh, someone will chime in and correct me if i am wrong.
