Well When I got nailed by a drunk driver in a stolen van, my insurance company were a bunch of real fucking idiots. I have replacement cost and they replaced my rear driver side strut, stabilizer bar and thats it. They should have also replaced my rims. I fought with those bastards for and good week, and still they only sent one rim away to get refinished. IMO insurance companys well mine anyway will try anything to save money. And about the deductible, I didn'y have to pay mine because it was a drunk driver, so after you get your car back look at everything make sure everything is perfect.
Mine has to go back in on monday so they can fix all the stuff, they thought i wouldn't notice.
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